Updated June 22, 2026
See how neighborhoods in San Luis Obispo compare on flood safety. Rankings are based on measured data aggregated across each neighborhood boundary. How flood safety is measured →
Located within a coastal high-hazard zone subject to wave action, this area faces significantly higher flood risks than the rest of San Luis Obispo. Residents should anticipate elevated or potentially prohibitive flood insurance costs according to iHuus data.
Significant flood risk exists here due to its location within a coastal high-hazard zone subject to wave action. According to iHuus data, this risk is substantially higher than the San Luis Obispo city average and may result in elevated insurance costs.
Located within a coastal high-hazard zone, this area is subject to wave action and significantly higher flood vulnerability than the San Luis Obispo average. Residents should anticipate elevated or potentially prohibitive flood insurance costs according to iHuus data.
| Neighborhood | Score | City Rank | vs. City Avg |
|---|---|---|---|
| Railroad District | 0.6 | #1 | -2.7 ↓ |
| Mill Street District | 0.5 | #2 | -2.8 ↓ |
| Little Italy | 0.5 | #3 | -2.8 ↓ |
| Downtown | 0.4 | #4 | -2.9 ↓ |
| Japantown | 0.4 | #5 | -2.9 ↓ |
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