Loch Lomond, San Rafael

Updated · 912 residents

Loch Lomond is a serene, waterfront neighborhood in San Rafael defined by its high visual appeal and exceptionally quiet residential environment. While the area offers superior air quality and a peaceful setting, residents should be aware of localized risks regarding flood and fire safety.

Key Highlights

Moderate PrivacyModerate WalkabilityUpscale and SpaciousGreat for Dog WalkingSemi-rural atmosphereQuiet and RemoteModerate Traffic NoiseFresh AirPurely ResidentialHigh Insurance CoverageStrongly LiberalDiverse Age RangeHigh Flood RiskElevated Fire Risk
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About Loch Lomond

Developed in 1956 on land formerly occupied by Camille Mello’s dairy ranch, the Loch Lomond neighborhood in San Rafael was created by filling in local marshlands with dirt from nearby hills. Spearheaded by the McCarthy family, the residential development is defined by its distinctively Scottish-themed street names like Inverness Drive and Bonnie Banks Way. The neighborhood centers around the Loch Lomond Marina, a major North Bay boating hub. Culturally, the community's heart is Andy's Local Market, famous for its Friday evening "Dine-In" barbecues. Another local landmark is Keith Fraser’s historic bait shop, renowned since 1970 for its sturgeon fishing expertise and a unique tradition of hand-feeding wild marine birds, including a famous great blue heron named "Nasty".

The neighborhood maintains a distinct character centered on its proximity to the water and its low-density housing. With a visual appeal score significantly higher than the city average, the area is characterized by well-maintained streets and abundant green space that foster a quiet, suburban atmosphere. According to iHuus data, the area benefits from excellent air quality and minimal industrial interference, making it a stable environment for those prioritizing a tranquil home life over urban density. The community remains largely residential, providing a retreat from the more active parts of San Rafael while maintaining a walkable layout for local errands.

Prospective residents should consider the trade-offs associated with the neighborhood's geography. While the area boasts high rates of health insurance coverage, it faces challenges related to flood and fire safety that are common to the region. The local school district, while undergoing significant infrastructure improvements, continues to navigate a performance gap and budget fluctuations. This neighborhood is best suited for individuals or families who value a quiet, scenic environment and are comfortable with the specific environmental considerations inherent to living in a coastal, low-density community.

Neighborhood Scores Across 15 Qualities

Privacy Index
Score: 6.2 out of 10

Residential spacing offers a fair amount of buffer between neighbors, sitting slightly above the San Rafael average. According to iHuus data, the area features a mix of densities that provides a balance of closeness and separation.

Ranked #5 in San Rafael →
Walkability
Score: 7 out of 10

Sidewalks are available on one side of the street along with safe crossings, though overall pedestrian connectivity is slightly below the San Rafael average according to iHuus data.

Ranked #23 in San Rafael →
Visual Appeal
Score: 8.8 out of 10

Large residential properties and frequent upscale amenities provide a highly polished aesthetic that is noticeably more attractive than the San Rafael average. According to iHuus data, the area is characterized by expansive driveways and well-maintained landscapes.

Ranked #3 in San Rafael →
Dog Friendliness
Score: 8.2 out of 10

Interconnected green spaces and wide, low-traffic paths provide reliable environments for pet owners; however, overall dog friendliness is slightly below the San Rafael average according to iHuus data.

Ranked #19 in San Rafael →
Urban-Rural Index
Score: 8.3 out of 10

Frequent open land and scattered homes among woodlands define this area, which feels more rural than most of San Rafael according to iHuus data.

Ranked #6 in San Rafael →
Neighborhood Vibe
Score: 2.6 out of 10

Serene residential streets and significant open space characterize this area, which offers much less commercial activity than the San Rafael average. Most residents will find very few local businesses or social hubs within the immediate vicinity.

Ranked #25 in San Rafael →
Acoustic Comfort
Score: 4.4 out of 10

Steady sound from nearby busy streets creates a consistent ambient hum. This level of acoustic activity is roughly comparable to the average for San Rafael.

Ranked #7 in San Rafael →
Air Quality
Score: 9 out of 10

Air quality remains consistently high with very few health concerns. This level of air purity is nearly identical to the San Rafael average, according to iHuus data.

Ranked #23 in San Rafael →
Industrial Proximity
Score: 10 out of 10

Industrial presence is nonexistent in this area, offering a more residential environment than the San Rafael average. According to iHuus data, the neighborhood consists entirely of homes and green spaces without nearby warehouses or hazard sites.

Ranked #1 in San Rafael →
Health Insurance Coverage
Score: 7.5 out of 10

Health insurance access among residents is high and remains slightly above the San Rafael average, according to iHuus data.

Ranked #17 in San Rafael →
Ideological Lean
Score: 9.8 out of 10

Voting patterns and census indicators reflect a deeply liberal political landscape that is consistent with the broader San Rafael area, according to iHuus data.

Ranked #24 in San Rafael →
Population Age Profile
Score: 5.7 out of 10

Residents live alongside a balanced mix of young adults, families, and seniors. According to iHuus data, this demographic spread is slightly more varied than the average found across San Rafael.

Ranked #6 in San Rafael →
Flood Safety
Score: 2.2 out of 10

Properties in this area are located within a designated floodplain, which places the neighborhood at a significantly higher risk for flooding than most of San Rafael. According to iHuus data, residents should expect that flood insurance will likely be a requirement for property owners.

Ranked #20 in San Rafael →
Fire Safety
Score: 2.1 out of 10

Wildfire hazards in this area are significant and notably higher than the San Rafael average. Residents should prioritize enhanced mitigation measures and wildfire preparedness according to iHuus data.

Ranked #4 in San Rafael →

Address-Level Insights for Loch Lomond

iHuus Neighborhood Intelligence Insights

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  • Street-level scores — see how individual blocks compare, not just neighborhood averages
  • Micro-zone boundaries — identify quiet pockets, flood boundaries, and walkable clusters before you visit
  • 15 dimensions in full — walkability, noise, air quality, school quality, insurance coverage, population age profile, urban/rural index, and more
  • Boundary risk alerts — know if your address sits near a block boundary where scores drop, the kind of detail no listing will ever mention
  • School insights — individual school ratings and insights, not just district-level data
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Compare with Any Neighborhood

Compare with
DimensionLoch LomondBay Islands
🚶
Walkabilityavg 7.77
Score: 7 out of 10
Score: not available
🔊
Acoustic Comfortavg 4.28
Score: 4.4 out of 10
Score: not available
🤫
Privacy Indexavg 5.75
Score: 6.2 out of 10
Score: not available
🎨
Visual Appealavg 7.83
Score: 8.8 out of 10
Score: not available
🐕
Dog Friendlinessavg 8.65
Score: 8.2 out of 10
Score: not available
🗺️
Urban-Rural Indexavg 7.61
Score: 8.3 out of 10
Score: 9.3 out of 10
Neighborhood Vibeavg 4
Score: 2.6 out of 10
Score: not available
🏥
Health Insurance Coverageavg 7.38
Score: 7.5 out of 10
Score: not available
🌿
Air Qualityavg 9.29
Score: 9 out of 10
Score: not available
🏭
Industrial Proximityavg 9.06
Score: 10 out of 10
Score: not available
🌊
Flood Safetyavg 3.6
Score: 2.2 out of 10
Score: not available
🗳️
Ideological Leanavg 9.8
Score: 9.8 out of 10
Score: not available
👥
Population Age Profileavg 5.25
Score: 5.7 out of 10
Score: not available
🔥
Fire Safetyavg 1.32
Score: 2.1 out of 10
Score: not available
🏫
School Quality
Score: not available
Score: not available

School Insights for Loch Lomond

School Insights

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  • Individual school ratings — each school's own score with outcome context, not just a district average
  • Enrollment & class size data — student-to-teacher ratio and how it compares to the state average
  • Full demographics breakdown — ethnicity and gender composition for every school in the enrollment zone
  • Every school in the district — all schools within the enrollment boundary ranked by rating, not just the closest one
  • Grade levels & benchmarks — elementary through high school, with below/above state-average flags

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Frequently Asked Questions

Is Loch Lomond a walkable neighborhood?
Loch Lomond has a walkability score of 7.5 out of 10. While it is quite walkable, the neighborhood is primarily residential with limited commercial services, meaning most daily errands require a short drive.
What are the primary environmental risks in Loch Lomond?
The neighborhood faces moderate risks regarding flood and fire safety. Prospective residents should review local hazard maps and insurance requirements carefully as part of their property research.
How does the noise level compare to the rest of San Rafael?
Loch Lomond is notably quieter than the city average. With an acoustic comfort score of 6.9 out of 10 and a measured noise level of 53 dB, the area provides a peaceful living environment with minimal disruption from traffic or industrial activity.
Which school district serves this neighborhood?
Students in the area are served by the San Rafael City Elementary and High School districts. These districts are currently working through infrastructure upgrades and budget transitions while managing a diverse range of academic performance across their various campuses.